VERDANT EUROPE

VERDANT Duo 80/20

80% VERDANTLand and 20% APFC. One non-binding enquiry, two separate transactions and aligned future repurchase terms.

≈ 15,409.90 EUR + ≈ 862.95 EUR = ≈ 16,272.86 EUR

Two transactions and separate payments

VERDANTLand 80 %

Acquire identified plots directly in your name. The fee is 7% of the land price. APF Malta confirms the particular future repurchase terms in writing before reservation. The future purchase agreement is signed after you acquire ownership.

APFC 20 %

Pay the APFC purchase price to LTD by bank transfer under a separate agreement. The repurchase price increases by 13.5% per year, calculated simply on the original purchase price. Annual 13.5% advances are deducted from the final price.

Both terms and anniversaries start on the date of legal effects of the approved registration of your land ownership. Each product can also be discussed independently.

Land and APFC have different market risks, but repurchase obligations depend on the connected LTD–APF Malta group. Two agreements do not guarantee independent financial backing. APFC can lose its entire value. Land ownership does not guarantee payment of repurchase.

Illustrative calculation

Presentation and parameters

PDF

VERDANTLand separately · APFC separately

Rights, agreements and responsibilities

APF AGRICULTURAL INVESTMENT LTD provides VERDANTLand services. APF Malta Real Estate Limited agrees the future land repurchase. LTD sells APFC. Each future purchase agreement identifies the obligated party and the applicable conditions. Rights under land purchases, token purchases and future repurchases are separate.

Term and settlement

For Land, the price increase is 3M PRIBOR + 4% p.a. for 12 months, + 5.5% p.a. for 24–48 months and + 7% p.a. for 60 months. The calculation base is the land purchase price, excluding fees and charges. The annual advance is 10% of the land purchase price. The future price also includes the 7% fee and agreed charges. Advances already paid are deducted.

The common reference date for Duo is the date of legal effect of the permitted registration of the client’s land ownership. Both future purchase terms and anniversaries run from that date. The APFC component has a 13.5% annual price increase and annual advance, based on the original APFC purchase price. Advances are deducted from the future price. Both agreements, payments and any claims remain separate.

New direct APFC purchases from LTD under the terms dated 24 October 2026: EUR 100–2,000 per direct order, no entry fee or bonus tokens. LTD pays the delivery network fee. The documentation includes a repurchase right under Article 6 of the purchase agreement exercisable by the entitled holder after 12 months from delivery. The rate is 15% p.a., calculated simply on the original purchase price, with no interim advances. Historical and exchange purchases are not automatically covered. The APFC component of Duo has its own 13.5% p.a. rate and annual advances.

Early termination, non-performance and related claims follow the specific agreements. Early repurchase and immediate resale are not automatically available.

From selection to agreement

Browse the offer and illustrative calculation without registering. Before concluding a transaction, complete registration, identity verification and the necessary checks. Before signing, you receive a specific offer, a cost breakdown, agreements and payment terms. A non-binding enquiry is not an agreement or an instruction to pay.

Pilot terms overview · Version: 24 October 2026. This overview supplements and does not replace the agreements. Check specific amounts, dates and rights in the offer and agreements before signing.

Illustrative settlement after 12 months

Illustration in EUR, with an assumed 3M PRIBOR of 4% throughout and simple calculation. Additional agreed charges are assumed to be ≈ 0.00 EUR. This is not a current PRIBOR quote or an offer. Taxes and other individual costs are excluded.

Illustrative settlement after 12 months
Item	Land	Duo 80/20
Land purchase price	≈ 12,327.92 EUR	≈ 12,327.92 EUR
APFC purchase price	≈ 0.00 EUR	≈ 3,081.98 EUR
7% fee on land	≈ 862.95 EUR	≈ 862.95 EUR
Total initial payment	≈ 13,190.88 EUR	≈ 16,272.86 EUR
Price increase over 12 months	≈ 986.23 EUR	≈ 1,402.30 EUR
Total future purchase price	≈ 14,177.11 EUR	≈ 17,675.16 EUR
Total annual advance	≈ 1,232.79 EUR	≈ 1,648.86 EUR
Final balance after deducting the advance	≈ 12,944.32 EUR	≈ 16,026.30 EUR

Advance + final balance = future purchase price. The advance is not an additional return. The illustration assumes both parties perform their obligations. The agreement defines the actual PRIBOR calculation and payment dates.

Choose according to what you want to own

Sales launched on 26 October 2026. Four offers. Compare rights, costs and exit options before deciding.

Choose according to what you want to own
	VERDANTLand	VERDANT Duo 80/20	APFC	APFC Land Project 00086
What you acquire	Identified agricultural plots in your ownership.	Land and APFC with an 80/20 split of purchase prices.	APFC tokens on Ethereum.	APFC funding identified land acquired by APF Malta.
Entry amount	Land from CZK 300,000 + a 7% fee and agreed charges.	Purchase prices from CZK 375,000 + a CZK 21,000 fee and agreed charges.	Direct orders of EUR 100–2,000. The final EUR price and APFC quantity are stated in the offer.	EUR 100–2,000 per order.
Term	12 / 24 / 36 / 48 / 60 months.	12 / 24 / 36 / 48 / 60 months, aligned under both future purchase agreements.	Repurchase on request after 12 months from delivery, only for new direct purchases covered by Article 6 of the purchase agreement.	36 month technical lock.
Future repurchase	Separate future purchase agreement. Price increase of 3M PRIBOR + 4 / 5.5 / 7% p.a., depending on term.	Two future purchase agreements. Land terms follow Land. APFC component: 13.5% p.a., calculated simply.	15% p.a., simple calculation, no interim advances. Unsecured contractual obligation of LTD.	Original purchase price. Request within 30 days after the lock, settlement within 14 days. Annual 15% payments separately.
Main risk	Liquidity risk associated with a longer period needed to sell the land, and the risk of non-performance of the contractual repurchase.	Land and APFC risks. Repurchases depend on the connected LTD–APF Malta group.	Price volatility, insufficient liquidity and possible loss of the entire amount.	Unsecured LTD obligations, non-payment and liquidity risk.

The Duo 80/20 split refers to purchase prices before fees and charges. Land and Duo annual advances form part of future purchase prices and are deducted at settlement. Standalone APFC at 15% p.a. has no interim advances. The token alone confers no land ownership. Two Duo transactions do not provide independent backing.

Choose land Calculate Duo 80/20 Explore the APFC offer

Comparing risk and contractual price increases

Assuming 3M PRIBOR of 4% and a 12-month term, the price increase is 8% of the land purchase price for Land, 9.1% of combined purchase prices for Duo and 15% of the original purchase price for standalone APFC. Including the initial fee, the illustrative increase relative to total initial outlay is 7.48% for Land and 8.62% for Duo. The higher APFC rate reflects the commercial offer and is not an objective risk valuation. Standalone APFC provides neither land ownership nor interim advances. Actual outcomes depend on contractual performance and costs.

Evidence for your decision

Check the specific offer, your contractual counterparty and the documentation. The team’s professional history demonstrates experience, not the current assets of the new structure or future returns.

Professional profile and historical evidence Current listings and land details Agreements and documents Discuss a specific offer

Before signing, verify plot identification, price, lease arrangements, legal restrictions and the scope of due diligence. For tokens, verify the network, contract, receiving wallet and any separate future purchase agreement.